Life Insurance Corporation of India (LIC) continues to be the most trusted name in the insurance sector, offering a wide range of policies that combine protection, savings, and returns. In 2025, LIC has refined its offerings with customer-friendly features, making its plans more attractive for individuals looking for financial security, tax benefits, and long-term wealth creation. Let us explore the five best LIC plans that are popular among investors this year.
LIC Jeevan Anand – A Blend of Protection and Savings
LIC’s Jeevan Anand remains one of the most sought-after plans due to its dual benefit of insurance and wealth creation. The policy provides life cover during the term and even after maturity, offering financial security to the family along with a lump sum at the end of the tenure. It is particularly suitable for those who want lifelong protection along with assured returns.
LIC Jeevan Labh – Limited Premium, Maximum Benefit
LIC Jeevan Labh is an endowment plan designed for individuals who prefer limited premium payment terms. With options of 10, 15, or 16 years for paying premiums and policy terms extending up to 25 years, it ensures a good balance of savings and protection. It is ideal for investors who want disciplined savings without long-term premium commitments.
LIC New Jeevan Anand Plus – Enhanced Security for Families
This is a revamped version of the classic Jeevan Anand plan, launched to suit the needs of today’s policyholders. LIC New Jeevan Anand Plus provides risk cover throughout the lifetime of the insured, even after the maturity benefit is paid out. The plan also allows for loan facilities and survival benefits, making it one of the most comprehensive policies for families.
LIC Tech Term Plan – Pure Protection Online Policy
For individuals looking for affordable and high coverage life insurance, LIC Tech Term is the best option. This is a pure term insurance plan available exclusively online, offering customizable coverage options at competitive premiums. With features like increasing sum assured and level sum assured, it caters to both salaried and self-employed individuals.
LIC Jeevan Umang – Regular Income with Lifetime Protection
LIC Jeevan Umang is a whole life policy that combines insurance with annual income. After the premium payment term is over, policyholders receive annual survival benefits until the age of 100, along with a lump sum at maturity. It is a perfect plan for those who want retirement security and a steady income flow.
Comparison of Top LIC Plans 2025
| Plan Name | Type of Plan | Premium Term | Key Benefit | Ideal For |
|---|---|---|---|---|
| LIC Jeevan Anand | Endowment + Whole Life | Regular | Lifetime cover + maturity benefit | Families seeking dual benefit |
| LIC Jeevan Labh | Limited Premium Endowment | 10/15/16 years | Short premium term, lump sum on maturity | Salaried individuals |
| LIC New Jeevan Anand Plus | Endowment + Whole Life | Regular | Risk cover beyond maturity + loan | Long-term planners |
| LIC Tech Term | Pure Term Insurance | Flexible | High coverage at low premium | Young earners, online buyers |
| LIC Jeevan Umang | Whole Life with Survival Benefit | Limited | Annual income till age 100 + maturity sum | Retirement planners |
Conclusion
In 2025, LIC continues to dominate the insurance market with plans that provide a mix of protection, savings, and long-term benefits. Whether you are looking for pure term insurance, lifetime income, or wealth creation with security, these five LIC policies offer tailored solutions. Choosing the right plan depends on your financial goals, age, and premium paying capacity, but each of these schemes ensures maximum benefits backed by the trust of LIC.